Tennessee Driving Laws: A Complete Guide

TN permit age (15+), DUI fines, speed limits, insurance minimums, and GDL rules. Master the Tennessee Points System and drive safely and legally.
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Disclaimer: The information provided by Ride Legal is for general informational purposes only and does not constitute legal or financial advice. Please consult your CPA or attorney for guidance on all financial and legal matters.

Minimum Driving Age

  • Learner’s Permit: Available at 15 years old.

  • Intermediate Restricted License: Eligible at 16 years old, after holding a learner’s permit for at least 180 days and completing required practice hours.

  • Intermediate Unrestricted License: Available at 17 years old, after holding the restricted license for one year without violations.

  • Regular Driver’s License: Available at 18 years old, granting full driving privileges.

Learner’s Permit Rules

  • Supervision: Permit holders must be accompanied by a licensed driver aged 21 or older, seated in the front passenger seat.

  • Holding Period: Must hold the learner’s permit for at least 180 days before applying for an intermediate restricted license.

  • Practice Hours:

    • 50 hours of supervised driving, including:

      • 10 hours at night

  • Driving Restrictions:

    • No driving between 10 p.m. and 6 a.m.

    • All passengers must wear seatbelts

    • No use of handheld electronic devices while driving

License Types

  • Learner’s Permit: For practicing with a licensed adult.

  • Intermediate Restricted License: Allows unsupervised driving between 6 a.m. and 11 p.m.; outside these hours, a licensed adult must accompany the driver.

  • Intermediate Unrestricted License: Grants extended driving hours without supervision, provided the driver has maintained a clean record for one year.

  • Regular Driver’s License: Full driving privileges granted at 18 years old.

  • Commercial Driver’s License (CDL): Required for operating commercial vehicles.

  • Motorcycle License: Required for operating motorcycles; applicants must pass a motorcycle knowledge test and skills test.

Driver’s License Rules & Requirements

Required Documents for Driving

To apply for a permit or license in Tennessee, applicants must provide:

  • Proof of Identity: Such as a birth certificate or valid passport.

  • Proof of Social Security Number: Social Security card or approved document.

  • Proof of Tennessee Residency: Two documents, such as utility bills, lease agreements, or school transcripts.

  • Parental Consent: Required if under 18; parent or guardian must accompany the applicant or provide a notarized signature on the application.

  • School Attendance/Progress Verification: Required for applicants under 18.

Seatbelt and Car Seat Laws

  • Children under 1 year or under 20 pounds: Must be secured in a rear-facing car seat in the back seat.

  • Children aged 1 to 3 and over 20 pounds: Must be secured in a forward-facing car seat in the back seat.

  • Children aged 4 to 8 and under 4 feet 9 inches: Must use a belt-positioning booster seat in the back seat.

  • Children aged 9 to 12 or over 4 feet 9 inches: May use an adult seat belt if it fits properly across the thighs and chest.

  • Seatbelt Use: All passengers aged 16 and older must wear seatbelts.

  • Penalties: Violations may result in fines.
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Cell Phone and Distracted Driving Rules

  • Handheld Device Use: Prohibited while driving. Drivers may not hold a phone to talk, text, email, or use apps.

  • Hands-Free Use: Permitted through in-car systems or accessories like Bluetooth.

  • Penalties:

    • First offense: Fine of $50

    • Second offense: Fine of $100

    • Third and subsequent offenses: Fine of $200

    • Violations in school zones or resulting in accidents may incur higher fines.

DUI Laws

  • Legal BAC Limits:

    • 21 and over: 0.08%

    • Under 21: 0.02%

  • Penalties:

    • First Offense:

      • Fine: $350–$1,500

      • Imprisonment: 48 hours to 11 months and 29 days

      • License Revocation: 1 year

      • Mandatory enrollment in DUI education program

    • Second Offense:

      • Fine: $600–$3,500

      • Imprisonment: 45 days to 11 months and 29 days

      • License Revocation: 2 years

      • Mandatory installation of Ignition Interlock Device (IID)

    • Third Offense:

      • Fine: $1,100–$10,000

      • Imprisonment: 120 days to 11 months and 29 days

      • License Revocation: 6 years

      • Mandatory IID

Speed Limits

  • School Zones: 15–20 mph during school hours

  • Residential Areas: 25–30 mph

  • Unpaved Rural Roads: 35–45 mph

  • Multilane Divided Highways: 55–65 mph

  • Interstate Highways: 70 mph

Reckless Driving Laws

  • Definition: Operating a vehicle with willful or wanton disregard for the safety of persons or property.

  • Penalties:

    • Classification: Class B misdemeanor

    • Fine: Up to $500

    • Imprisonment: Up to 6 months

    • License Suspension: Possible upon multiple offenses

    • Points: 6 points added to the driver’s record 
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Points System

  • Point Accumulation:

    • Various traffic violations result in points added to the driver’s record.

    • Accumulating 12 or more points within 12 months can lead to license suspension.

  • Point Reduction:

    • Completing a defensive driving course can reduce points.

    • Points remain on the record for 2 years from the violation date.

TN Points System

Insurance Requirements

  • Liability Insurance: Tennessee requires minimum coverage of:

    • Bodily Injury: $25,000 per person / $50,000 per accident

    • Property Damage: $15,000 per accident

  • Uninsured Motorist Coverage: Not required, but insurers must offer it; drivers can reject in writing.

Renewal Frequency and Testing

  • License Renewal:

    • Under 65: Every 8 years

    • 65 and over: Every 5 years

  • Vision Test: Required at each renewal.

  • Written/Driving Test: May be required if there are medical concerns or after certain violations.

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